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When Credit Is Truly Needed February 3, 2011

Posted by Chance Daily in About CredZoo.
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Credit plays an important role in our lives and most of us take it for granted.  We tend to over spend, run up our credit cards and then complain about the high rates and the predictable consequences of our actions.

We live in a world where we’re constantly bombarded by ads and media messages creating this illusion of need that fosters our desire for instant gratification.  The average American sees over 3,000 advertising messages each day. Most of them conveying the message that we need to “buy” to be happy. So what do we do? We buy and we use credit unwisely.

What we should be doing is guarding the available credit that we have for those true emergencies we ultimately will face in life.

Almost every day we hear of some disaster that has afflicted some part of our world from Hurricanes in Florida to massive floods in Europe and now Australia.  We see these events and think that couldn’t happen to us; but the truth of the matter is that it very easily could! That’s when your Credit life line could become invaluable to you.  Think of the people that have had to suffer through some of these events who had little or no credit available to them.  What means could they use to secure transportation? Food? Or even materials to repair when no banks or ATM’s are accessible.

While your credit alone cannot save you in a dire situation, it can give you more options. This alone can be of immense help.

We all need to protect our credit, and if you have less than stellar credit you might want to consider learning how you might improve you credit situation today.  CredZoo works with people every day to improve their Credit life line.


1. Using Credit Wisely « CredZoo - April 14, 2011

[…] When Credit Is Truly Needed […]

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