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Text To Join July 21, 2011

Posted by CredZoo - Tame Your Credit in About CredZoo.
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It’s Never Been Easier To Start Restoring Your Credit

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5 Tips for Avoiding Identity Theft While On Vacation June 8, 2011

Posted by CredZoo - Tame Your Credit in Tips For Good Credit.
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Contributed By: Kai Todd in: Identity Theft

The threat of identity theft never goes away — even on vacation. This year while taking time to relax, remember to follow these identity theft tips to avoid an unpleasant surprise when you get back home.

Tip #1 — Stop Your Mail

Thieves love your mail. Finding mailboxes stuffed while homeowners are away vacationing is like a dream come true for identity thieves. With the information found in your mailbox from everything from bills to credit card offers, thieves can piece together enough info about you to steal your identity.

Your first step to avoid identity theft while you’re on vacation is to have a neighbor pick up your mail or put a ‘stop’ on it at your post office.

Tip #2 — Beware of WiFi Hotspots

Most people take along a laptop while on vacation either to spend some leisurely time surfing the net or to keep in touch with family while they’re away from home. But before you go online, you need to be aware that most WiFi hotspots are unsecured and unencrypted. This means that others can see what you’re doing online. Go online only if you’re sure your connection is protected.

Tip #3 — Choose Your ATMs Carefully

Vacationers are carefree and having fun — the way they should be. Thieves know this and take the opportunity to steal your money or identity while you’re distracted. One of the most common places they do this is at ATMs.

You’re distracted. The kids see something fun they want to do. You run to the nearest ATM to get some money. This convenient ATMs are where thieves plant skimmers that can steal your information in a matter of seconds.

To avoid this from happening, go to ATMs at banks or credit unions. These ATMs are monitored and safer than those found in shopping malls or convenience stores.

Tip #4 — Take Stock of Your Wallet

In the event that you lose your wallet or purse or is stolen, the first thing a thief is going to go for is your personal information. Before you leave home make a copy of everything you keep in your purse or wallet: credit cards, social security card, driver’s license, insurance card, etc.

This way, if you do lose your information, you know exactly what you’ve lost and can cancel all cards immediately.

Remember it’s never smart to carry your social security card in your wallet. Leave it locked up at home. If you’re traveling with a spouse, it’s best if you each have a credit card. If one card is disabled or damaged, you’ll still have access to credit.

Tip #5 — Don’t Be to Sociable

Everybody is on some social network or another these days. You might be excited about leaving for vacation, but don’t post it on Facebook, MySpace or any other networking site. Thieves troll these areas to see when people are away from home and possibly break into their home while they’re away.

Vacationing should be a fun time — not a time spent worrying about theft. By following these tips, you’ll be able to relax knowing you’ve done your best to prevent identity theft.

 

 

 

 

 

 

What Is The National Association of Credit Services Organizations? March 9, 2011

Posted by CredZoo - Tame Your Credit in New Credit Information.
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First, you can call it NACSO for short. You may have heard of this organization recently in the news as NACSO officials recently met with members of the US House Financial Services Committee. It was reported that at the meeting representatives on both sides discussed the importance of accurate credit reports and how it relates to access to affordable consumer credit.  “Removing inaccuracies on credit reports and improving scores is critical to consumers often achieving the American Dream,” said NACSO Board Member Doug Parker and CEO of RMCN. “It was refreshing to hear from Congressmen and Senators who appreciate the role of the industry and how we benefit consumers.”

On it’s website, NACSO explains that the “National Association of Credit Services Organizations advocates industry standards and ethical business practices for the credit repair industry. Founded in 2007, NACSO services to streamline the industry through our Standards of Excellence seal. NACSO members promote compliance throughout the industry on national levels.

National Association of Credit Services Organizations’ members go through a certification enrollment process to aid in the prevention of fraudulent activity throughout the credit services industry. NACSO’s Standards of Excellence goes further than the Credit Repair Organizations Act and touches on items essential to the honest growth of this industry.”

CredZoo is proud to be a member of the National Association of Credit Services Organizations!

The NACSO Standards of Excellence is an honor – and not every company is eligible.  To read more about the Standards of Excellence requirements, click here. To learn more about how CredZoo applies these standards to helping our clients, click here.